Prepare a cash-flow summary
Pro and Firm plans5 steps. The figures a lender asks about, worked out from the statements and shown with their proof.
Drop in the months the lender asked for, for one account.
Choose Cash flow above the transactions. If the statements cover more than one account, choose the account there.
Money in and out on an average month, the average and lowest end-of-day balance, days that ended below zero, and overdraft fees and returned payments.
Large deposits (half the average month's money in, unless you set your own) and income from the same payer in three or more months.
Download (.xlsx) for the summary, the flags, the proof of totals and every transaction. It reports only what the figures show; it makes no judgement about the account holder.
Try it with your own statements
New accounts get 50 free PDF credits, no card required. CSV and Excel files are always free.